A man with short light hair and a beard is standing and smiling, wearing a light blue button-up shirt with a small black logo on the chest, in front of a plain white background.

John Spatidol

Managing Director

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Bio

About John

John Spatidol, CFA is a talented credit and risk leader who has worked in leadership positions within the commercial and residential real estate lending industries for more than a decade. John has a long track record of building credit frameworks, structuring complex transactions and managing risk across lending platforms, with deep expertise in underwriting standards, portfolio risk monitoring and capital markets execution. He also brings a strong foundation in credit analysis and team leadership, with an established history of developing credit professionals and driving disciplined, consistent decision-making across lending organizations.

Prior to joining Encore, John held leadership positions at several real estate lending companies, including Renovo Financial, Aloha Capital Partners and Toorak Capital Partners. John is a CFA Charterholder and holds a Bachelor of Arts degree in Economics from Ramapo College of New Jersey.

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