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Encore Finance is a private real estate lender focused on building lasting relationships with real estate investors. Led by experienced real estate professionals, Encore provides financing solutions that help borrowers grow their businesses.
We are seeking a motivated Analyst to join our Asset Management group. In this role, you will oversee the day-to-day needs of Encore’s commercial real estate loan and investment portfolio while contributing to portfolio and investor reporting, master servicer maintenance, and securitization activities. Reporting to the Head of Asset Management, you will work across internal teams and with external partners to maintain accurate information, monitor borrower and asset performance, and support timely, well-informed decisions. This is a hands-on opportunity for a detail-oriented, highly analytical professional who can manage competing priorities in a fast-paced environment.
Duties/Responsibilities Include:
- Manage the loan and investment portfolio activity. Oversee a portfolio of commercial real estate loans and related assets on a day-to-day basis, including borrower requests, reserves and escrows, draws, consents, and payoffs.
- Deliver accurate reporting. Prepare and distribute periodic portfolio, investor, and internal management reports with a focus on accuracy, clarity, and timely delivery.
- Maintain master servicing data. Keep loan and asset information current in the master servicing system, including new loan boarding, data-integrity reviews, and ongoing updates.
- Support securitization transactions. Assist with data tape preparation, collateral analysis, due diligence, and coordination among internal teams, rating agencies, and external parties.
- Monitor portfolio performance. Track borrower performance, covenant compliance, and critical dates; identify emerging issues, escalate them appropriately, and recommend action items.
- Partner across the business. Collaborate with colleagues and external stakeholders to resolve questions, coordinate deliverables, and keep portfolio activities moving efficiently.
Qualifications:
- Bachelor’s degree in finance, accounting, economics, real estate, or a related field.
- 1–4 years of relevant experience in asset management, loan servicing, commercial real estate, or structured finance.
- Strong quantitative and analytical skills, with a high degree of accuracy and attention to detail.
- Advanced Microsoft Excel skills; familiarity with loan servicing or asset management systems is a plus.
- Excellent written and verbal communication skills, including the ability to prepare clear, concise reports for internal and external audiences.
- Ability to manage multiple priorities, meet deadlines, and work both independently and collaboratively in a fast-paced environment.
- Exposure to securitization and/or master servicer functions is strongly preferred.
Physical Requirements
Prolonged periods of sitting and working at a computer in a standard office environment. Occasional travel may be required.
Compensation
In addition to market competitive salary, eligible for discretionary annual performance bonus and Encore’s comprehensive benefits package which includes a generous employer contribution to medical, dental, vision insurance with HSA, FSA, wellbeing benefits, 401k, Paid Time Off and 10 Paid Holidays.
Why Join Encore
You will have meaningful responsibility for a commercial real estate loan and investment portfolio, direct exposure to portfolio and investor reporting, and opportunities to support securitization and servicing activities. Your work will help Encore maintain strong borrower relationships, dependable portfolio information, and disciplined asset management as the firm grows.
Encore Finance is a private real estate lender focused on building lasting relationships with real estate investors. Led by experienced real estate professionals, Encore provides financing solutions that help borrowersgrowtheirbusinesses.
As Senior Data Engineer you will own the architecture, development, and operation of our data platform. Reporting directly to COO, you will partner with business teams to turn operating priorities into practical solutions, building and implementing reporting infrastructure, data ingestion, document extraction, and workflow automation. This hands-on, individual contributor role combines technical direction with execution and requires close collaboration with colleagues to resolve data issues and deliver maintainable tools.
Duties/Responsibilities Include:
- Own the data platform. Assess the current environment, define the architecture and roadmap, and build reliable infrastructure that scales with the business.
- Connect business systems. Develop and maintain pipelines across Zoho CRM, Azure, SharePoint, Microsoft 365, loan systems, servicing partners, and external data providers.
- Create consistent data models. Organize all source data with clear relationships, documented metrics, and historical records that support point-in-time reporting.
- Build ingestion and extraction tools. Create reusable services and internal tools that collect, validate, and structure data. Apply AI-assisted extraction where appropriate, with validation and human review for uncertain results.
- Automate operational processes to replace repetitive tasks. Use orchestration software tools and custom code as appropriate.
- Establish data quality. Detect data defects and work with business teams to improve data hygiene at their source.
- Implement monitoring, failure alerts, recovery procedures, testing, and deployment processes. Maintain clear technical documentation and coordinate with technology and security partners on access controls and protection of sensitive information.
- Enable dashboards and analytics to deliver trusted datasets, data models, and APIs that support reporting, portfolio monitoring, and analytics. Partner with dashboard creators on definitions, performance, and access, and build lightweight interfaces where needed for data ingestion or validation.
- Guide technology and AI decisions. Partner with leadership on AI priorities and evaluate existing tools based on reliability, security, maintainability, and cost.
Qualifications:
- 5-10+ years of data engineering experience, including ownership of production pipelines and data infrastructure.
- Strong SQL and Python skills with building integrations, transformations, and data quality checks.
- Experience designing and operating a cloud data warehouse or database platform.
- Demonstrated ability to deliver projects from business requirements and architecture through implementation, deployment, and ongoing support.
- Experience integrating APIs, databases, spreadsheets, and file-based sources.
- Familiarity with Microsoft 365 and SharePoint integrations or comparable enterprise environments.
- Experience with workflow orchestration, Git version control, testing, and deployment practices.
- Strong communication skills and the ability to work directly with non-technical stakeholders to understand processes and resolve data issues.
- A degree in computer science, information systems, or equivalent practical experience.
Experience that would be helpful:
- Mortgage lending, real estate finance, private credit, banking, or another financial services business.
- Loan origination, servicing, financing facilities, securitization, or investor reporting data.
- Building a data platform as an early or first engineering hire.
- Document processing and AI-assisted extraction, including accuracy evaluation and exception handling.
- Supporting business intelligence tools and collaborating with end-user stakeholders.
Compensation
New York Salary Range: $170,000 – $210,000
Eligible for discretionary annual performance bonus and Encore’s comprehensive benefits package which includes a generous employer contribution to medical, dental, vision insurance with HSA, FSA, Wellbeing benefits, 401k, pre-tax commuter benefit, Paid Time Off and 10 Paid Holidays.
Why Join Encore
You will have meaningful responsibilities for Encore’s data platform, direct access to leadership, and a close partnership with investors. Your work will directly impact how teams operate, how senior management evaluates the business, and how AI and technology support the firm’s growth.
To apply, click the button below to send your resume to careers@encorefinance.com.
Encore Finance is a private real estate lender focused on building lasting relationships with real estate investors. Led by experienced real estate professionals, Encore provides financing solutions that help borrowers grow their businesses.
We are seeking an experienced SFR / CRE Underwriter at the Vice President level to evaluate and structure loans secured by Single Family Rental, Build-for-Rent, multifamily, construction, and commercial real estate assets. Reporting to the Head of Underwriting, this role is central to sound credit decision-making and requires sophisticated cash-flow analysis, real estate valuation, and risk assessment. You will maintain continuity with borrowers from origination through closing, collaborate across the lending platform, and contribute to special projects within credit operations and asset management.
Duties/Responsibilities Include:
- Underwrite complex real estate loans. Process and evaluate SFR and commercial real estate lending transactions by reviewing financial statements, credit reports, property appraisals, and related due diligence.
- Assess credit and structure risk. Evaluate borrower creditworthiness, property cash flows, collateral value, and key risk factors; recommend appropriate approvals, modifications, mitigants, or declines.
- Maintain policy and regulatory discipline. Ensure loan requests comply with Encore’s lending policies, regulatory requirements, and risk management standards.
- Lead thorough due diligence. Identify potential borrower, property, and transaction risks and coordinate with third-party vendors on property-related reviews.
- Partner across the organization. Work with Originations, Credit, Capital Markets, senior management, and other stakeholders to gather and evaluate the information required for sound credit decisions.
- Prepare clear credit recommendations. Produce comprehensive underwriting memos that present analysis, risk assessment, mitigating factors, and recommendations.
- Drive transactions toward approval and closing. Confirm that required documentation is complete and accurate, preserve continuity with borrowers, and help resolve issues throughout the underwriting process.
- Improve underwriting practices. Stay current on market trends, emerging risks, and industry best practices while contributing to improvements in processes and guidelines.
Qualifications:
- Bachelor’s degree in finance, accounting, or a related field.
- 7+ years of progressive experience in finance, banking, or lending, including significant SFR and commercial real estate loan underwriting.
- 2+ years of supervisory experience, with the ability to delegate appropriately, set clear expectations, and manage accountability.
- Strong knowledge of real estate lending and underwriting principles, current lending policies, regulatory requirements, and risk management standards.
- Excellent analytical and problem-solving skills, attention to detail, and command of financial concepts and real estate valuation.
- Strong written and verbal communication, interpersonal, organizational, and customer service skills.
- Ability to prioritize competing demands, meet deadlines, and perform effectively in a fast-paced environment.
- Proficiency with Microsoft Office Suite and related software.
Compensation
New York Salary Range: $140,000 – $160,000
Eligible for discretionary annual performance bonus and Encore’s comprehensive benefits package which includes a generous employer contribution to medical, dental, vision insurance with HSA, FSA, Wellbeing benefits, 401k, pre-tax commuter benefit, Paid Time Off and 10 Paid Holidays.
Why Join Encore
This is an opportunity to take a senior role in the credit decisions that shape Encore’s lending portfolio. You will work closely with experienced real estate professionals and senior leadership, influence transactions from initial review through closing, and help strengthen the underwriting practices that support the firm’s growth. The role offers meaningful contribution, broad exposure across the lending platform, and the chance to make a direct impact on borrowers, portfolio quality, and the business.
To apply, click the button below to send your resume to careers@encorefinance.com.
While we may not have an immediate opening for these positions, we’re always interested in connecting with talented professionals who could be a great fit for our team.
We invite you to submit your resume and information for consideration. We’ll keep it on file and may reach out as future opportunities become available. Submit your resume to careers@encorefinance.com.
At Encore Finance, our CRE Analyst team is at the hub of our organization, and we are looking to add key entry-level talent to round out our “best in the business” team. If you are eager to learn and grow with our mission to provide our clients with Real Estate financing solutions to address their specific needs and maximize investment opportunities, we want to meet you!
This Analyst, with a focus on Capital Markets, plays a key role in supporting and analyzing the execution of various capital markets transactions. The role requires strong financial analysis and modeling skills with advanced Excel proficiency. This is an excellent opportunity for someone with a strong analytical background, exceptional communication skills, and a passion for real estate finance to grow their career.
Duties/Responsibilities Include:
- Conduct financial analysis, including modeling, valuation, and scenario analysis, to support transaction decision-making.
- Utilize and maintain pricing models for initial credit screenings and the execution of capital markets transactions.
- Provide support in all aspects of transaction execution, including deal structuring, negotiation, and closing.
- Assist the funding and financing process of whole loans through internal and external capital partners.
- Prepare presentation materials, pitch books, and transaction-related documentation for client meetings and marketing efforts.
- Coordinate with internal and external stakeholders, including clients, legal advisors, underwriters, and regulatory authorities, to ensure smooth transaction processes.
- Monitor and analyze financial markets, regulatory developments, and competitive dynamics to identify opportunities and perform competitive analysis.
Education and Experience:
Bachelor’s degree in finance/economics, accounting or real estate preferred.
- Practical exposure/experience at an investment bank, financial advisory firm, rating agency or in a related financial services role
- Working knowledge and understanding of real estate-based lending, SFR and multi-family investments, a plus.
- Financial modeling and problem-solving skills in commercial, residential and/or multi-family real estate.
- Excellent analytical skills and attention to detail.
- Effective communication and interpersonal skills with the ability to articulate complex financial concepts clearly and concisely.
- Excellent time management and prioritization skills with a proven ability to meet deadlines.
- Keen intellectual curiosity and eagerness to learn and grow.
Physical Requirements
Prolonged periods of working at a desk and on a computer.
Who We Are
Encore Finance is a relationship‑driven lender built on experience, integrity, and long‑term partnership. We focus on helping businesses grow by offering thoughtful, reliable financing solutions and standing by our borrowers in every market condition. Candidates who join our team become part of a company known for trust, flawless execution, and a genuine commitment to helping clients succeed for decades to come.
Why Encore
Small, high-caliber team. Real mentorship. Real deal exposure. A place to start and to build for a long-term career in Real Estate investment lending.
Total Rewards
Our compensation and benefits are competitive with mid-market employers in the NYC market, offering a starting salary of $80,000 with an annual discretionary bonus, pre-tax commuter benefit, Paid Time Off, 10 Paid Holidays, 401k and a generous employer contribution to medical, dental, and vision insurance with HSA, FSA, and wellbeing benefits.
To apply, click the button below to send your resume to careers@encorefinance.com.
The Relationship Manager plays a critical role in sourcing, securing new clients and fostering the on-going needs and satisfaction of current clients to deliver their financing needs for Single Family Rental portfolios and Built For Rent communities. Keys to success include exceptional interpersonal skills, a passion for growth and service, strong detail-orientation, organization and collaborative skills.
Duties/Responsibilities Include:
- Identify and source new transactions from potential borrowers and brokers
- Develop marketing materials and help coordinate outreach programs
- Review applications and data tapes
- Work with clients to anticipate and compile underwriting and due diligence items
- Coordinate with underwriting team to perform due diligence activities
- Develop and present credit memos for loan committee approval
- Manage and interpret ongoing pipeline analytics
- Provide exceptional customer service with effective, timely communication
- Perform other related duties or special projects as assigned
- Exercise discretion and independent judgment to complete work assignments
Qualifications:
- Bachelor’s degree in Real Estate, Investment Management, Sales or related field
- 4-6 years of experience in real estate, commercial lending or finance, with originations experience in asset-based lending
- NMLS or real estate licensing and CRM utilization and experience are a plus
- Excellent Microsoft Office (Word, PowerPoint and Excel) skills
- Highly-effective communication and interpersonal abilities
- Strong attention to detail and follow-up skills
- Keen intellectual curiosity and eagerness for continued growth and learning
Who We Are
Encore Finance is a relationship‑driven lender built on experience, integrity, and long‑term partnership. We focus on helping businesses grow by offering thoughtful, reliable financing solutions and standing by our borrowers in every market condition. Candidates who join our team become part of a company known for trust, flawless execution, and a genuine commitment to helping clients succeed for decades to come.
Total Rewards
To apply, click the button below to send your resume to careers@encorefinance.com.
