Come meet us at our next event.             Learn More

A modern, two-story house with large windows and exterior lights on, surrounded by greenery and neighboring homes at dusk.

DSCR Loans for Real Estate Investors

Take advantage of smart financing that qualifies
your property based on cash flow, not personal
income.
Four people sit in blue chairs arranged in a circle in a modern office, engaged in a discussion.

Financing Built on Property Cash Flow

A DSCR loan from Encore makes it easier to qualify for rental property financing by focusing on the income your rental property generates. Instead of tax returns or personal income verification, approval is based on whether your property can cover its own debt. That means less paperwork, faster approvals, and more flexibility. At Encore, we specialize in serving small- to mid-market real estate investors, giving you the flexibility and support to compete and grow without being held back by conventional lending limits.

Cover of a finance guide titled "The Investors Playbook for DSCR Loans," featuring an aerial view of a suburban neighborhood and the Encore Finance logo.

DSCR Loans Can Open More Doors For Investors

DSCR Loan
  • 1-9 Unit Properties
  • $55K-$2M
  • Up to 80% LTV
  • 1.00 Min DSCR
  • 30 Year-Term
  • Purchase or Refinance
  • Full Recourse
testimonies
"Beth and her team have funded me for over a decade. Having a lending partner who understands the business has proven invaluable."
“I closed several hundred million of construction, acquisition, and bridge loans with the Encore Finance team.  Encore has always been incredibly responsive and proactive.”
“Encore always worked through any problem and was able to arrive at the most optimum solution. Encore has always been incredibly responsive and proactive throughout the process.”
/
Bruce McNeilage

Kinloch Partners

David Eyzenberg

Eyzenberg & Company

Multifamily Investor