Built for Investment Properties Only
This is not a conventional mortgage product. Encore’s DSCR loans are designed specifically for real estate investors financing income-producing properties.
- Investment properties only
- No owner-occupied loans
- Single-family rental (SFR) and Townhome focus
- Purchase and refinance options
- Individual properties and portfolios
If you’re an active real estate investor looking to grow without the friction and documentation requirements of traditional bank loans, this is built for you.
Instead of qualifying based on your personal income, DSCR loans focus on the property’s ability to generate cash flow and meet the debt service.
That means fewer constraints tied to tax returns, employment structure, or personal income documentation, and a more direct path to financing investment properties. For many investors, it’s a more practical way to continue growing.
Scale your portfolio without being limited by personal income
Finance deals through LLCs or
investment entities
Move more efficiently than traditional bank processes allow
Why Encore
Encore Finance works with experienced real estate investors who are actively acquiring and operating rental properties.
Why do investors love working with Encore? Our process is consistent, underwriting is aligned with how investors evaluate deals, and our communication stays clear from start to finish. We help investors move forward with confidence and avoid unnecessary friction as deals progress.
If you’re building and managing a portfolio, that consistency makes it easier to keep acquiring and growing without unnecessary disruption.
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