Latest Insights about BFR
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North Carolina Residential Real Estate Loans

Flexible lending solutions for North Carolina property investors.
Encore provides fast, reliable financing options for real estate projects across the Tar Heel State, so you can move forward with confidence.

Unlocking Real Estate Investment Potential Across North Carolina

  • MSA
    SFR Occupancy Rate
    Burns SFR Rent Growth
    Gross Rental Yield
  • Charlotte
    93.3%
    1.2%
    6.3%
  • Wilmington
    92%
    4%
    6.9%
  • Fayetteville
    92%
    3.8%
    8.7%
  • Greensboro
    87.7%
    2.4%
    8.7%

North Carolina’s real estate market continues to attract investors from across the country, thanks to its steady population growth, strong rental demand, and diverse economic drivers. From the technology corridors of Raleigh-Durham to the booming suburbs around Charlotte and the coastal investment opportunities in Wilmington, the state offers a wide range of profitable paths for real estate developers and landlords alike.

 

At Encore, we specialize in private real estate lending tailored to the needs of residential investors. Whether you’re purchasing, renovating, or refinancing a property, our flexible loan programs — including bridge loans, DSCR loans, and new construction financing — can be customized to your unique project goals. Our team moves fast, communicates clearly, and works with a wide range of experienced investors who are ready to scale. With Encore as your financing partner, you can capitalize on market momentum and grow your real estate portfolio throughout North Carolina.

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    Why Choose Encore for North Carolina Real Estate Financing

    Whether you’re focused on a BFR community in Charlotte or building long-term rental assets in smaller metros like Asheville or Greensboro, Encore provides dependable capital and deep lending expertise to help you execute with confidence.

     

    We understand the nuances of North Carolina real estate investment, from zoning and permitting issues to seasonal market swings, and we structure our loans to align with your investment strategy. Our team, led by mortgage industry veteran Beth O’Brien, brings decades of experience in residential real estate finance. We’re proud to be a relationship-driven lender who supports investors from acquisition to exit.

     

    What sets Encore apart is our commitment to transparency, speed, and strategic problem-solving. We’re not just here to fund your deal – we’re here to help you grow your business in a competitive market. If you’re seeking a trusted private lender in North Carolina who understands the local landscape, let’s start a conversation.