The Fed Cuts Rates

The Federal Reserve lowered its benchmark rate again on Wednesday, with most officials signaling two more cuts likely this year, potentially in October and December. The latest move brings the federal funds rate down to a range of 4.00%–4.25%, the lowest in nearly three years.

Check out the article below to see how mortgage rates and other borrowing costs are affected by the rate cut ⬇️

https://www.cnbc.com/2025/09/19/fed-rate-cut-when-to-refinance-a-mortgage-car-loan-student-loan.html

Curious if now is the time for you to refinance? Reach out today and talk with an Encore originator about your options.